Toni was a guest on The Insurance Hour with expert Karl Susman, broadcast live on KZSB radio in Santa Barbara. They spoke about the real costs of housing and re-building after a disaster, including hard and soft costs, permits, and time, all things homeowners need to take into consideration when reviewing their homeowner’s insurance policies.

Catch up on their conversation below! And feel free to invite Toni to your live radio show too, because as she said afterward, “It wasn’t as bad as I thought it would be…”!!!